Heath Insurance Information

Insurance costs are high, but not having health insurance can cost more.

There are sensible ways to save money on health insurance, but skipping coverage isn't one of them. Medical bills from even a minor
issue can deplete your savings. A major illness can push you into bankruptcy.

If your employer offers insurance, use it.

Group health coverage, particularly when the employer is subsidizing it, is almost always a better deal than anything you might get on your
own, even if you're young and healthy. If you are not young and healthy, it's definitely a better deal.

We offer Health Insurance for all cities in Ohio!

Comparing plans is difficult but necessary. We can help!

Unfortunately, there is no such thing as a standard health insurance policy. Benefits and premiums vary widely from plan to plan. If you
have choices, you'll have to examine each one closely to find the best deal. We can help you establish the right coverage for you.

The lowest premium doesn't always mean the cheapest plan.

What your insurance covers is just as important as, and sometimes more important than, what you pay up front. At the end of the day, the
cheapest plan is the one with the best price for the benefits you are most likely to use.

Even great coverage can have medical procedures and sicknesses that are not covered.

You can count on your health insurance to offer at least some coverage for a hospital stay. Most policies cover doctor visits, but benefits
for many other services, such as mental health, prescription drugs, dental, and optical care, are strictly optional.

You'll pay additional premiums for more freedom.

Plans with the best, most comprehensive coverage with the lowest co-payment, require you to use a specific network of health care
providers, including doctors, clinics, and hospitals. The greater flexibility you demand, the more it's going to cost.

Look at the provider networks before signing up.

We compile information on the history of individual doctors, hospitals, and the health plans we provide.
You have the right to keep your insurance if you lose your job.
State, federal and other regulations help protect you from losing your health coverage benefits if you lose your job. They don't offer much
protection from high premiums though.

Health Insurance Cincinnati, Columbus, Cleveland, Akron, Blue Ash, Canton, Cheviot, Dayton, Hamilton, Indian Hill, Toledo, Xenia,
Youngstown, Zanesville and all other cities in Ohio!

Working households have much more to think about. If both you and your spouse get health insurance where you work, you must evaluate
whether it makes sense to have two policies or for one of you to cover the other. If you have children, you need to decide whose policy will
cover them.

Tax breaks help… sometimes.
Ordinarily, medical expenses (including health insurance premiums) are not tax deductible until they exceed 7.5% of your income. But, if
you are self-employed or your employer offers a flexible spending account, you can get a tax break without meeting the minimum of 7.5%
of your income. Please ask your account for complete details.

We can help you wade through the process of selecting the right health plan for you.

At Roth & Reynolds Insurance and Financial Services, Inc, we offer health insurance expertise in helping you select the right health
insurance coverage for you and your family or business. We have many years of experience in helping our customers identify what they
need while offering them cost effective solutions.

We look forward to helping you with all of your insurance needs. If you would like more information about health insurance, please call us
at 513-598-5200 or 800-995-0978 Click Here to get quotes and to apply on line!