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Boat Owners Insurance Information |
First and foremost, we're interested in the safety of you and your loved ones when you're on the water. With more than 20 years of experience and consistently high customer service marks, you can trust our experience to insure your boat. So whether you're enjoying a leisurely day of fishing or teaching your family to water-ski, you're ready for whatever comes your way. |
Complete coverage stem to stern! |
Owning a boat comes with some unique insurance needs. At Nationwide, we can cover your boat and the equipment that goes with it. So a breakdown on the way to the lake, or on the lake, won't leave you stranded. We make sure you can get a tow in either situation. And if your boat is damaged, we work hard to get the repairs done or provide a rental so you can get back on the water quickly. Talk with one of our staff about designing a policy that suits your needs: * Physical Damage * Roadside Emergency Service * Personal Effects * On-water Towing * Fishing Equipment Complete coverage stem to stern! Why is it important for you to have Ohio Boatowners Insurance? * If your water skis, fire extinguisher, or life jackets were stolen, would you have the money to replace them? * If your boat caught fire and burned, would you be able to buy another boat? Or, replace its contents? * If someone was injured while on your boat, could you afford to pay their medical bills? If you are like most people, the answer to each of these questions is no. You need Ohio boatowners insurance to protect you and your personal property. Covers your boat hull, motor, and portable equipment against all direct physical losses or damages (except those specifically excluded in the policy) from these and other perils: * Fire * Sinking * Theft * Hail, Lightning, and/or Windstorm * Submerged Objects Also Includes: * Damage to Property of Others * Physical Injury to Others. Certain high-value personal property may exceed the coverage provided by the standard boatowner's policy. You may add more coverage to protect certain valuables such as: * Boat Trailer * Personal Effects *Replacement Cost Loss Settlement - losses to covered property as settled at the actual cost to repair or replace the covered property with material of like kind and quality with no depreciation *Safety Device Credit - discounts of up to 15% of the physical damage premium is available if certain safety devices are on board the watercraft. The safety devices that may qualify for the discount include VHF radio, marine compass, depth finder, automatic bilge pump, automatic fire extinguishing system, and burglar alarm system. |